
	Finding the right home at the right price is just one part of a real estate transaction. Terri Misener is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 715-292-0590 if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain typical fees accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Wisconsin to help lead you through your process.

Closing costs that are loan-related (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the optimal sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a house in Bayfield County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you come to the closing appointment. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.